I ran across a great deal at Costco the other day. It was $100 worth of gift cards for $79.00. Thats a pretty good deal, but I'll take it one more step. If your a TRUE Starbucks junkie, like how my wife and I are, you already have their "black" card with the discount savings- you take all those gift cards that you bought for $80 and apply it to your black card and get credit for the full $100. Hold on, it gets better, along with the full $100 credit, you get the discounts that the "black" card gives you. So thats another 15% off any drink!!

During these times you gotta stretch that dollar!!