September 10th, 2013, 02:19 PM #11
Get someone at the bank to guarantee you, that this 'mishap' isn't reported to any credit agency. Then run a credit check in a few weeks, to make sure.
September 10th, 2013, 02:24 PM #12
Why would it hit your credit report? its his money not someone else. If someone took it off a HELOC or something that might make sense.
Originally Posted by mrm55
Now checking your credit report to be sure someone hasn't opened new lines of credit with your identity is something else entirely.
September 10th, 2013, 04:22 PM #13
Thanks to all for the advise.
We just spent 3+ hours at BoA undoing this, turns out a lady went into a banking center in Rancho Park by Brentwood yesterday, claimed she was my wife, had our account and her SS number and wanted to withdraw all the cash 130K+.
They did not give her anything but they do have her on video, which they will not show us.
We didn't loose anything but we changed our personal account and CC numbers and access codes and we can not use our SS numbers to get access to anything at BoA.
They gave us Company names to call to add our SS numbers to a list that is watched by all the banks for fraud in case they try again or to open an account, our numbers are now out there somewhere and we need to check with Experian to make sure our credit is not dinged just in case.
So here's what we think happened. We live in the valley and have been looking to buy a townhome closer to the beach where it's cooler for use to use now but for when I retire in a few years, which is why there is so much cash there right now.
We have been looking at the Hermosa Beach up to Culver City area, our agent is in Brentwood. We have put in a couple of offers in the last month and when you do that you have to provide proof of funds. So I know the agent has our personal info but I don't know if it's kept secure. We suspect the info was leaked from this agent or someone at the office.
The banker did tell me that if we need to do that again, don't email the download from the bank, just print it out and whiteout the first half of the account number then scan it or fax it in. Same thing with stock reports. Plus have a secure mailbox.
This help works for everybody, keep it in mind. Identity theft is everywhere.
As much as I wanted to, I just could not tell my wife about this last night, I knew she would go nuts and not sleep all night and be a crazy person this morning. So before I left for work I told her I had a meeting at BoA this morning and that she might have to go as well.
And then the fight started.......
Thanks all for the support.
September 10th, 2013, 05:22 PM #14
September 10th, 2013, 06:41 PM #15
BoA agent says they do not disclose the information due to privacy laws and will only contact us if our names are mentioned in their rebuttal or the defendant indicates us as a partner. Therefore we will have to go to court to prove our defense. Otherwise they do not want to bring us in to a direct banking problem.
Originally Posted by BeerMan
Bottom line is for me/us I do not want or care who the culprit is
September 10th, 2013, 07:26 PM #16
I just got hit 3 days ago also! Yippie. I spent $100 at an arcade in the UK and $26 for some online money website in Europe.
All that while shopping at Stater Bros in Long Beach.
Long story short, Chase called. Card closed.
September 11th, 2013, 09:35 AM #17
A word of advice is to notify the IRS and tell them your personal info has been compromised. What this will accomplish is if the person used your ss# on a tax return your refund will be delayed up to 6 months or even more. My father is still waiting for his 2012 refund and we are a family of tax professionals. Once you notify the IRS they will send you a pin # that you submit on your tax return. I think they will send you a new # every year, it is a simple thing to do and it will prevent a bunch of headache.
My brother just had over $10,000 charged to Salvation Army on his cc, weird charge.
September 11th, 2013, 09:45 AM #18
Pretty brazen attempt by that gal. She probably had your signatures and had been practicing them as well. Not sure of BofA's policy on prosecuting this type of thing but I do hope a police report was made. This won't be the first time this chick has tried this.
Glad to hear they have cleared up the mess for the most part and great advice about transmitting that type of information. I know sometimes things get rushed and people don't take the time for precautions that they should. Your opinion is most likely correct regarding someone's access to that information.
Good luck looking for that townhome and I hope you survived the fight relatively unscathed.
September 11th, 2013, 11:03 AM #19
BoA is very aggressive in prosecuting impostors, after the banker got off the phone with the fraud people I asked him if they would tell us who the person is. He said the banks keep the information confidential, the only way we would know who it is if the person got an attorney and fought back in court saying she was a sister or friend or something. Then we might have to go to court to prove otherwise but they want to avoid publicity so as not to promote the crime.
Originally Posted by jammer06
Identity theft is the new bank robbery.
September 11th, 2013, 11:26 AM #20
So empire...do you happen to have any single daughters?