I also got hit once before that. Unfortunately I lost about $400 on that one because the fraudster was smart enough to make several small purchases that blended in with the purchases I legitimately made. By the time I noticed, it was too late to contest the charges. That was my wake up call to monitor my account more frequently.
i don't use my debit card, but one time about 5 years ago, i had some shyster in the boonies of alberta, canada use my credit card for two separate $500 charges. amex reversed the charges so everything was fine. then just a couple weekends ago, my husband's amex was charged five separate times $100 each time at gas stations in jersey and PA. even though he'd just filled his tank up here in CA... he got a call from amex this time asking if they were legit and he was like "what?! no!" and they reversed those also. at the time that he got the call, we were at a party full of cops and secret service agents and one of them told me that it most commonly occurs at the gas station when the attendants don't check their pumps for card skimmers often enough. the people who steal your info put them in gas stations in more affluent areas because they know those people have higher credit limits, they copy the info and then sell fake cards online to other shysters. i knew it had to be something like that, but didn't know that much.
that's a bummer about the $888K at bofa. good luck sorting that out. i'll keep the tips about SSN in mind in the future if i ever fill paperwork like that out again. bummer about the fight with your wife also. i get mad when my husband doesn't tell me stuff right away but i usually eventually appreciate it when it's so it doesn't keep me up at night because i'm the same way, stuff like that would make me crazy.
I am afraid that someone will one day hack my bank account and empty out the 50 dollars in my savings account. ;)