September 9th, 2013, 05:39 PM #1
Well it finally happened to us.
I just happened to be checking online my business account when I saw a red flag on our personal account.
So a withdrawal was taken for 888,888.88 (boa will not admit the total amount)so we owe XXX,XXX.XX the bank will not tell us what the check is for or who it is from.
They want my wife and myself to show up at our local BoA to prove we are not responsible.
Someone is impersonating my wife and destroying our history.
Anybody gone throu this before......
Last edited by empire; September 9th, 2013 at 05:51 PM.
September 9th, 2013, 09:53 PM #2
September 9th, 2013, 09:59 PM #3
unless you regularly deal in amounts that large (and big kudos to you if that is the case!), they should easily recognize it as fraudulent. My husband's ATM card got hacked a few years ago, and our bank (local credit union) shut it down after 2 purchases at a gas station, both around $65-70
September 9th, 2013, 10:35 PM #4
That sucks man, hope they clean it all up. Usually for any 5 figure transaction they will want to verify its you one way or another. The real pisser would be if they don't reinstate the cash to your account.
September 9th, 2013, 11:24 PM #5
First, good luck to you in going through this hassle. I have heard that dealing with the bank is more of a hassle than a regular credit card company because they tend to hold the account frozen for a longer period of time than it takes to get a credit card company to get a new card in the mail.
I haven't had problems with the bank account but have had a few credit cards compromised and those were easy to deal with because they were caught right away (like a $0.83 charge at a hotel in New York tipped off the credit card company one time). I had one time where they froze the account because of a suspicious pattern of purchases that I had actually made. Was at the gas station and paid for the smog check on the car with the card, then put gas in the car on the card, stopped by AAA to pay the car registration (that was by check), then tried to do some shopping and the card was declined because of the two separate charges at the gas station.
September 10th, 2013, 10:18 AM #6
Good luck. In a world of jackass banks, BOA is the jackassiest.
September 10th, 2013, 10:22 AM #7
Why would they ok a transaction like that without calling. It's their fault, not yours.
I had someone steal my mail and then make fake checks with someone else's name on them. They made a few purchases and my bank caught it right away. They gave me a new checking account and didn't charge me for the fraudulent purchases, Now I don't leave outgoing mail on the mailbox anymore.
September 10th, 2013, 11:11 AM #8
That sucks dude.
Im currently dealing with a Seafood Market that charged me $3,600 for 100 Cherrystone clams a few weeks ago. They’ve been jerking me around now for 3 weeks telling me they're trying to fix it. I’ve since turned it over to BoA. They credited my account the money and recovery is now their problem, as it should be.
Apparently that dick move by retailers is a common thing. Charge the crap out of someone’s account and play a game until either the bank gives up trying to recoup or legal action initiates. If that happens, the retailer just pays back the money and they get an interest free loan
September 10th, 2013, 11:11 AM #9
September 10th, 2013, 02:37 PM #10
I can't find the box of checks that I got when I opened my account at the credit union in 2006. I wrote the last check out of the first book and I have looked and can't find the damn box. I am pissed I am going to have to spend for a new box of checks for the damn 3 times a year I write one.
Originally Posted by nocturn